three commercial insurance images

We would be happy to speak to you about a policy tailored specifically for your business.
Please contact us at 519-886-3150 or info@donovaninsurance.com for more information.


tradesman with tools and hardhat

TRADES

Electricians | Carpenters | Dry Wallers | Stone Masons | Siding Installers | Cement Workers

What type of insurance does a Trades person require? To name a few:
  • Commercial General Liability
  • Commercial Auto Insurance
  • Errors and Omissions Insurance
You will want to protect your equipment in case of loss, your employees in case of work-related injury, and your customers for unforseen situations that cause loss relative to your work or business.

There is so much more to consider when looking for insurance coverage as each trade has different insurance requirements. Speak with one of our professional, licensed brokers to determine the coverage that best suits your needs.

collage of different agriculture & farm images

FARM / HOBBY FARM / AGRI-BUSINESS

Every farm is unique and requires individual attention when it comes to insurance coverage.

We specialize in farm insurance. Livestock, hobby farm, farm property and equipment are all expensive investments that require protection against loss.

Whatever your investment is, we want to offer you protection from the risk of loss. Speak with one of our professional insurance brokers to get personalized service & estimates.”

professional working

PROFESSIONAL LIABILITY

Liability insurance that protects professionals such as doctors, lawyers, and architects to name a few, against liability claims resulting from errors in judgment, breach of duty, failure to conduct one’s self to a professional standard care, act or omission.

man at board meeting

DIRECTORS AND OFFICERS LIABILITY

Insurance can be purchased by boards of Directors and Officers to protect against liability for losses arising out of the failure to properly exercise their legal duties. This coverage is available for Profit and Not for Profit Organizations, as well as the entity to cover damages or defense costs in the event they are sued for wrongful acts.

commercial building

PROPERTY INSURANCE

Provides protection against loss or damage to the insured’s (your) property, caused by the specified Causes of Loss (perils) as appear in the policy.

lady holding jar in front a business display of jars

ERRORS & OMISSIONS LIABILITY

With a society that is quick to assign blame and initiate lawsuits, professionals today must take measures to protect themselves, their businesses and their reputations from allegations of negligent acts. Errors and Omissions (E&O) insurance protects against these threats, whether or not they have merit.

hand pointing out detail in a report

SURETY BONDS

Looking for peace of mind while investing, constructing and developing a new project? Consider a surety bond as a money back guarantee. A surety bond gives you the commitment of delivery on an obligation. All surety involves 3 parties:
  • The Principal – the company performing the work
  • The Obligee – the consumer for whom the work is being done
  • The Surety – the Insurance Company issuing the bond
The surety bond gives the Obligee an opportunity to recover its losses should the Principal not meet its obligation. The bond is paid by the Surety to the Obligee.”

group of people in a meeting

GENERAL LIABILITY

Coverage that protects business owners and operators from a wide range of liability exposures for injuries or damage caused by the insured's ownership of premises, operations completed by the insured, sale and distribution of products, contractual liability and professional services.

fleet of transport trucks

AUTOFLEET COVERAGE

Individually rated commercial automobile insurance is available. A group of 5 or more powered units under the same ownership or management may be eligible for fleet rating. Rating is then based on the overall fleet as opposed to each individually rated vehicle.

Ready for comprehensive coverage tailored to suit your individual business needs?

Please contact us today to get started.
519-886-3150

info@donovaninsurance.com


Or, learn more about our team’s experience and expertise.